Spoiler alert: Housing affordability isn’t as simple as the headlines make it sound. Depending on who you ask, the real issue isn’t just home prices or even the number of homes on the market. It’s about access. It’s about opportunity. And most of all, it’s about what affordable means for the people trying to buy. So, what does affordability look like here in Grand Forks, North Dakota? And...
In 2024, the average first-time homebuyer in the U.S. is 38 years old. So if you're thinking about buying your first home at 38, you're not behind—you’re actually right on schedule. That’s up from 33 in 2020 and 31 between 1993 and 2018. If you're renting in your 30s or 40s, you might wonder: Did I miss my window? Short answer: Not at all. In fact, you're right on time. There are solid...
What Really Happens to Home Prices During a Recession? Every time the word recession hits the headlines, uncertainty follows—especially if you're thinking about buying or selling a home. You’re probably asking: Are home prices going to crash? Will mortgage rates shoot up? Should I wait to make a move? All fair questions. And you're definitely not alone. The good news? We don’t...
Most people see homeownership as a string of bills. Mortgage. Maintenance. Insurance. Taxes. It adds up fast. But here's what a lot of Grand Forks homeowners overlook: your home can actually pay you back come tax season. If you own a home in Grand Forks, ND, you might qualify for tax deductions and credits that can lower your taxable income or boost your refund. Here’s how to take advantage of...
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